Do I need to move all my pensions?
No. A review does not automatically mean a transfer. We look at what you already have and decide whether leaving something where it is, consolidating it, or restructuring it would make more sense.
Is the first conversation free?
Yes. The first conversation is about understanding your position and whether there is anything worth fixing.
Can you help if my situation is more complex?
Yes. We work with people at different stages, from basic organisation through to more complex retirement, investment and business-owner planning.
Do I have to visit the office?
No. Many clients work with us by phone or video. If a meeting in person makes more sense, that can be arranged too.
How long does a review take?
That depends on how many moving parts there are. Some situations are straightforward. Others involve multiple pensions, providers or planning questions. The important part is that we tell you what the process looks like as we go.
Will you explain things plainly?
Yes. If advice is only useful once it is translated into normal language, then normal language is what it should be given in.